In the U.S., carrying auto liability insurance is a mandate; thus, whether you drive a car, a truck or a motorcycle, and no matter what your driving history is, whether it is marred by multiple driving violations and driving accidents, you will have to be insured.
Carrying auto liability insurance is the most common way drivers comply with the Financial Responsibility law, the law which requires drivers to prove that they are able to pay for damages resulting from accidents due to their fault. Other than having insurance coverage, compliance with said law includes any state-approved way of demonstrating financial capacity to pay, like: depositing securities or money with the state treasurer or filing an SR-22, which is the case in the state of New Hampshire; or paying the state’s Department of Motor Vehicles (DMV) the required uninsured motor vehicle fee, as in the case in the state of Virginia.
Where drivers decide to carry auto insurance, the type of coverage they need to carry depends on the liability system recognized in the state where they reside. Presently, 38 states, also known as “tort” or “fault” states, require the tort liability coverage; the remaining 12 states, also known as “no-fault” states, these are Utah, New York, North Dakota, Massachusetts, Michigan, Minnesota, Kansas, Hawaii, Florida, Pennsylvania, New Jersey and Kentucky, require the “no-fault” insurance coverage (drivers in Pennsylvania, New Jersey and Kentucky are actually allowed to choose which coverage they want to carry).
Drivers, especially those who cause accidents, can lose their driving privileges and be required to carry an SR-22 filing if they are found without insurance coverage. An SR-22 is a certification required by the state’s Department of Motor Vehicles (DMV). This certification is issued by a car insurance provider; it informs the state DMV that the driver who has been required to file an SR-22 has already purchased an insurance policy.
While an insurance policy can already put a strain on a driver’s budget, an SR-22 is an additional financial burden. Besides the SR-22 fee, it will also make insurance premiums more expensive and, sad to say, this will last for three years and may even be extended by a judge to five years.
Drivers, however, are provided ways to finding an insurance and SR-22 deal that is within their budget, thanks to independent insurance companies, according to the website of Pohl & Berk, LLP, these insurance companies offer various insurance quotes that would allow drivers to compare and choose the best policy that will fit their needs.
While people of this day and age have plenty to be thankful for, with regard to technological advancements especially in the medical field, there are some exceptions to the rule. After all, though some laws are infallible – there are some new discoveries that simply have some flaws that go overlooked until they are too late. Sometimes, it can mean disastrous consequences for the people who inadvertently trust in the wrong discovery at the wrong time.
Take, for example, the option that women take with undergoing procedures involving vaginal mesh.
Usually, the most common reason as to why people would elect to have this procedure done is due to Pelvic Organ Prolapse or POP. This is fairly normal for some people who have recently given birth since the lining of the vaginal walls are made weak or stretched too thin due to the pregnancy. Though it’s usually solvable with time and plenty of bedrest, there are those who suffer severe reactions such as POP and that constitutes the necessity for vaginal mesh.
Some cases, as can be found in this website (http://www.williamskherkher.com/practice-areas/defective-pharmaceuticals/vaginal-mesh-lawsuit/), have patients who have claimed that the vaginal mesh has caused for them to feel agonizing pain when urinating or participating in sexual intercourse involving penetration. POP has also been known to affect the person’s bowel movements, as well as other effects that could prove to further degrade the person’s body if left further unseen or left without proper and sufficient treatment.
The thing about cases of this nature is that if cases like this are pursued, the help required would not only need to be knowledgeable with the law that surrounds cases like this but must also have sufficient knowledge of the medical part about these circumstances.
This is the most advanced that human beings have ever come to, in terms of science and technology. Along with the brand new innovations that come with progress and change, there are certain things about society that are affected due to these changes. For example, the way people converse with one another has highly evolved from just a simple hello from the other side of a telephone.
These days, most people in large metropolitan areas are equipped with smartphones in order to keep in touch with friends, family, and even business partners. Some have equated this image to the modern day person to be a zombie or a slave to their devices when that image couldn’t be farther from the truth. These new devices and communication channels allow for people to have the freedom and diversity necessary in order to broaden their horizon. People are far more equipped with information than ever before because it has become more easily and readily accessible at the drop the dime.
This has also revolutionized the way corporations and firms interact and connect with their clients. Thanks to personalized apps, they can monitor the precise demand of their clients and are able to help them out more efficiently and effectively, as is the purpose of these new advancements.
For example, according to the website of Big Momma Apps, law firms with personalized apps that are specifically suited to their firm allow for them to give immediate support and advice to their clients for their cases. If someone were, say, in a situation that legally constitutes as personal injury, they can then be guided into the proper protocol of what to do instead of waiting for a significant period of time before even thinking to connect with legal help at all, and by then, it might have been too late.
Technological advancements are meant to improve the way people live their lives in a way that is effective and efficient for them. This is, however, a process that requires change and adapting to the new and still ever-changing society.