I hate to just go and post this online, but I really don’t know what to do. My family, bless them, are just no help on this issue. They’re all freaking out and worrying and I need someone who can give me some serious advice.
I have to start with some very unfortunate information: my husband and I don’t have insurance. We had it last year, but my husband lost his job (he works in construction) and his new job doesn’t offer insurance until he’s been there for 90 days. He was there for 78. I emphasize “was.”
I emphasize that word because he’s now in the hospital. A beam fell from the house he was building and hit him in the head. He was wearing his helmet (I thank God I told him to be careful about that a thousand times), but he’s still got some serious head trauma. He got rushed to the hospital where they diagnosed a brain injury. They aren’t sure how serious it is. At this very moment, they’re debating whether to put him into a medically induced coma. I left the room to calm down and to write this. Everyone in there is freaking out and my husband is doing such a good job calming them. I’m trying to do the same, but things look so bad.
To start with, I’m worried his company won’t pay for the medical costs. It happened at work, but one of his coworkers said he was walking where he wasn’t supposed to be. I guess he crossed some line or something in an area where there were risks, I wasn’t able to really follow, but I don’t know if that means they’ll refuse to pay for this or not. I don’t know what we’ll do if we have to pay for this. We don’t have much. We sold our house last year when he lost his last job. We don’t have much to sell left. How will we afford to live?
Okay, I’m going to try to avoid thinking of that stuff for now. What I need someone, anyone, out there to do is give me a little advice regarding what I should do. Are there questions I should be asking, things I shouldn’t say (like it was his fault)?
Do I need a lawyer? And if I do, do I need a worker’s compensation lawyer or a brain injury lawyer? Or both?
Anyone who knows anything about this, I appreciate your help. I’m trying to keep track of everything carefully in case it’s important later, but it’s hard to do that when you’re worried about whether your husband is going to make it through the night.
I have to get back now. I just saw the doctor heading to his room. Hopefully, there’s good news. I could use a little good news right now.Read More